Ways to Work FAQ

FREQUENTLY ASKED QUESTIONS

How do I apply?
Download and complete the application form. You may print it out and fax or mail it back or complete it online. Click here.

I don't live in the service area. Do you ever make exceptions?
No. However, we may be able to refer you to an agency that offers the loan in your community.

I have been employed for over two years, but I just switched jobs three months ago. Am I still eligible to apply?
We would encourage you to speak to a Ways to Work staff member. In certain circumstances, we may waive the six months continuous employment requirement.

I want to buy a car at an auction. How does the financing work for this option?
This is not an option. We only finance cars purchased through dealerships or private sellers.

Do you look at my credit report?
Yes, however, our review guidelines may differ from a bank or a credit union in terms of how we evaluate credit information.

Do you choose the car for me?
No, but we do have resources available to help you.