WAYS to WORK programs in 18 states have assisted more than 15,000 families since 1984. The program nationally, and locally through the Ways to Work Family Loan Program, provides small loans to low-income families, for car purchase or repair, so parents can continue to work or go to school. The loans are for parents who cannot qualify for traditional loans. Nationally, WAYS to WORK borrowers reduced their use of government aid by 40% within two years of receiving their loans, and less than 1% of borrowers became new users of public assistance. For additional information, please view the Ways to Work website.

The Ways to Work Family Loan Program received the 2007 Ways to Work, Inc. Most Outstanding Senior Program Award and a Premier Program Award from the national office after achieving exceptional performance benchmarks in loan volume and quality.  Click here to read the media release.  From left to right are Jeff Faulker, President of Ways to Work,Kandee Wickboldt, Program Manager and Kevin Stewart, Vice-President of Operations.





A breakfast at Family Service of Greater Baton Rouge was held to celebrate The Ways to Work Family Loan Program recognizing their accomplishments for receiving two awards; the Most Outstanding Senior Program Award and Premier Program Award from the national office.  The Baton Rouge office achieved exceptional performance benchmarks in loan volume and quality.  From left to right are Vee Freeman, Demetria Brumfield, Annie Major, Tara Freeman and Kandee Wickboldt (Program Manager).

Ways To Work conducts internal studies based upon data captured through routine program operations supplemented with surveys and interviews. A 2005/2006 preliminary report is now available. View the 2005/2006 Evaluative Study.

The vast majority of these borrowers are young families who just need short-term support to "get on their feet". WAYS to WORK programs throughout the country are coordinated and certified by the Alliance for Children & Families which also provides significant technical and monetary support to the Louisiana WAYS to WORK program. Transportation is one of the main challenges facing lower income people including those making the transition from welfare to work. Without a vehicle, many jobs are inaccessible where there is no public transit system. Many parents going to work also need transportation to access childcare which further complicates their work commute. The transportation barrier is magnified for low-income Americans living in rural parishes without public transportation. Unfortunately, many of these individuals do not have the credit history necessary to finance a vehicle.

The Pennington Family Loan Program’s main function is to provide loans to parents who are unable to qualify for traditional bank loans, but who must have a car for job access.

Read more...  How to Qualify and Apply for a Loan.  Click here.